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Table of Contents: Masthead Sticky Summary List Placement Chime and Capital One 360 are two online banking platforms with excellent checking and high-yield savings accounts. But depending on what you''re looking for, one may be a better fit than the other. Pros and cons of Chime Pros Cons Receive your paycheck up to 2 days early No foreign transaction fees Deposit cash No joint accounts No paper checks You must open a checking account to be eligible for a savings account No CDs, money market accounts, loans, or credit cards Pros and cons of Capital One 360 Pros Cons Bank online or at one of hundreds of branches and Capital One Cafés 24/7 live chat Also has CDs, credit cards , auto loans , and business banking You may qualify for a $150 sign-up checking account bonus No foreign transaction fees No money market account Related Product Module: Deposit Accounts Savings Chime Savings Account Capital One 360 Performance Savings Chime Savings Account No monthly service fees or minimum balance Must open a Chime Spending Account to qualify for a savings account Rounds your debit card purchases up to the nearest dollar and puts the spare change in savings Capital One 360 Performance Savings No monthly service fees or minimum balance Set separate savings goals and target dates within one account Winner: Capital One 360 It''s a close race for the best savings account, but Capital One''s savings goals feature gives it an advantage over Chime.

Table of Contents: Masthead Sticky Summary List Placement Overall bank ratings Feature Insider rating (out of 5) Savings 4.5 Checking 4.5 CD 4.5 Trustworthiness 4 Total score 4.375 Pros and cons Pros Cons Strong digital banking platform Good for travel Competitive savings rates Separate accounts for children Receive paychecks up to 2 days sooner with early direct deposit Qualify to earn a $150 sign-up bonus on the checking account Low CD rates No money market accounts Savings Capital One 360 Performance Savings Capital One doesn''t require an initial deposit or minimum account balance, and it doesn''t charge a monthly service fee. The Capital One 360 Performance Savings account pays one of the top rates in the industry. You can find a higher rate at a couple other big-name banks, but it''s definitely one of the best out there. Your child can earn 0.40% APY with a kids savings account, and the rate will jump up to the regular APY once they turn 18. Capital One 360 Performance Savings makes it easy to save for various goals.

Capital One® Savor® Cash Rewards Credit Card Summary List Placement Review: Is the Capital One Savor the best credit card for you? If you spend a lot on food and entertainment, getting rewarded for your purchases with a credit card that earns strong rewards in those categories can save you money. The Capital One® Savor® Cash Rewards Credit Card is a great choice because it earns 4% cash back on dining, entertainment, and eligible streaming services, 3% back at grocery stores, and 1% back on everything else. It''s currently offering a solid welcome bonus, too: Capital One® Savor® Cash Rewards Credit Card . The Capital One® Savor® Cash Rewards Credit Card also comes with useful benefits like travel accident insurance and extended warranty, plus no foreign transaction fees so you can use it overseas without incurring extra charges. The card has a Capital One® Savor® Cash Rewards Credit Card annual fee, but it can be well worth it if your expenses in the bonus categories are high. If you''re not sure you''ll spend enough to justify paying the annual fee, there''s a no-annual-fee version of the card the Capital One® SavorOne® Cash Rewards Credit Card that offers a lower welcome bonus and earns 3% back instead of 4% back on dining, entertainment, and streaming, and the same 3% back on groceries.

Summary List Placement Buy now, pay later is the fastest growing area in payments, and experts say dealmaking is set to ramp up in the space. Square is the latest buyer, announcing plans to acquire Afterpay in an all-stock deal valued at $29 billion in one of the largest fintech acquisitions to-date that pits it squarely against rival payments player PayPal. The deal was a competitive one, with Afterpay receiving interest from at least six potential buyers, according to Reuters . Appetite for BNPLs has been on the rise. Australian ZipCo acquired US-based QuadPay in September 2020. And Alliance Data Services, one of the leaders in co-branded credit cards, acquired white-label BNPL player Bread in December last year. What started as a niche, point-solution offered by early movers like Affirm, Afterpay, and Klarna has become table stakes in e-commerce and often a key part of a larger suite of financial offerings. PayPal''s pay-in-four option exists within its checkout flow, and Apple has plans to add installment payments via Apple Pay .

Summary List Placement Citi will launch a buy now, pay later (BNPL) card dubbed Spot in Australia through a partnership with Diners Club, per PYMNTS. How it works: The card can be used online or in-store anywhere Mastercard is accepted and lets customers pay for purchases in four interest-free biweekly installments. For purchases above $200, customers can split repayment into eight installments for a $10 flat fee. Unlike Citi''s existing lending solution, Flex Pay , Spot bears no interest. Flex Pay can also only be used for Amazon purchases or applied to past transactions. Why it''s worth watching: BNPL products gobbled up payments volume during the pandemic, and recent moves from big-name companies suggest that activity won''t slow down any time soon. BigCommerce made Sezzle its preferred BNPL partner this weekbringing the solution to its more than 60,000 merchants. And Apple partnered with Affirm so Canadian customers can pay for Apple products through the BNPL provider. Credit card issuers suffer the most as demand for BNPL offerings from incumbent players like Klarna and Afterpay growswhich may have informed Citi''s decision to move further into the BNPL space.

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The previously announced new preferred issue from Capital One Financial (COF) has been priced. The company has sold 17 million shares with a coupon of 4.25%. The issue is split investment grade S&P is BB and Moodys is Baa3. Fitch is BB+. The issue trades immediately on the OTC grey market under temporary ticker Continue reading "Capital One Financial Prices New Preferred Issue" The post Capital One Financial Prices New Preferred Issue first appeared on Innovative Income Investor .

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Table of Contents: Masthead Sticky Summary List Placement Review: Is the Capital One Platinum the best credit card for you? Whether you''re a student with a limited credit history or someone who''s bouncing back after some financial hiccups , getting approved for a credit card can be challenging. Fortunately, there are cards specifically geared toward those with average or "fair" credit defined by FICO as a score in the 580669 range . The Capital One Platinum Credit Card falls under this umbrella, and it''s worth a look if you''re new to credit. Unlike some starter credit cards , the Capital One Platinum Credit Card doesn''t charge an annual fee or add foreign transaction fees and it''s an unsecured card, so you don''t have to put down a cash deposit as collateral. Read more: The best starter credit cards in 2021 However, if you''re looking to earn points, miles, or cash back, you''re out of luck there''s no sign-up bonus and you won''t earn rewards for your spending. That might not matter to you if you''re just starting out and are focused on building your credit history , but if you''ve already established a decent financial track record, you may want to look at more rewarding credit cards instead.

RBC Capital Stick to Their Hold Rating for Capital One Financial

Summary List Placement Chase, Amex, and Citi offer options to book socially distant travel through their online portals. You can use Capital One miles to "erase" any travel purchase, including Airbnb rentals. Some hotel rewards programs let you redeem your points for private vacation homes. Read Insider's guide to the best travel rewards credit cards . Table of Contents: Masthead Sticky The good old days of scoring extravagant vacations using credit card points are on pause, especially if you aren't flying due to the pandemic. However, that doesn't mean that there aren't options out there for folks who want to save up credit card rewards for a pandemic-safe trip . From road trips to private vacation homes to outdoor excursions, there are still plenty of ways to redeem credit card points without breaking social distancing. Here are the best credit card rewards programs for socially distant travel in 2021. Chase Ultimate Rewards Best card for beginners: Chase Sapphire Preferred® Card Best card for seasoned travelers: Chase Sapphire Reserve® Best card for small-business owners: Ink Business Preferred® Credit Card Read Insider's guide to earning and redeeming Chase Ultimate Rewards points Chase Ultimate Rewards is beloved by jet-setters, and it's easily my favorite travel rewards program thanks to its high-value points and redemption flexibility .

Summary List Placement As Peacock nears its first birthday, NBCUniversal's streamer is facing fresh challenges — and doubts. Peacock has delivered in its first year, providing average-active-user guarantees to launch partners such as Target, Capital One, State Farm, and Verizon. "Peacock has definitely met or exceeded expectations," Horizon Media's cochief investment officer, David Campanelli, told Insider. "They are outperforming their average-active-user estimates, which is good to see, and content has been high quality as expected." But as NBCUniversal enters one of the most transformational upfront negotiating periods in years, advertisers are ready to cite Peacock's growing competition to squeeze out better prices, narrower targeting, and more data from the ratings-free black box that is streaming. Michael Law, the president of Amplifi, part of Dentsu's Media Investment Group, said he was happy with Peacock's start and its broad offering of premium sports and entertainment content.

Summary List Placement The Capital One Venture Rewards Credit Card is currently offering an elevated welcome bonus. Capital One Venture Rewards Credit Card My husband and I redeemed Capital One miles to save over $1,200 on our spring break vacation rental. Read Insider's guide to the best rewards credit cards . Before the pandemic hit in March 2020, my husband and I lived a "travel lifestyle" of sorts. We traveled around 20 weeks in 2019, for example, working part of the time and traveling in spurts that lasted for anywhere from five to 25 days — both with and without our two kids. During that time, we mostly focused our rewards game on racking up points for flights, including flexible programs like Chase Ultimate Rewards as well as American Airlines AAdvantage and Delta SkyMiles . After all, flights are always the most expensive part of travel for a family of four, so covering airfare with miles has always been our priority. But, we all know how life changed practically overnight in 2020, and my family has mostly stayed home since then.

Summary List Placement Table of Contents: Masthead Sticky The Capital One Venture Rewards Credit Card is offering a huge new limited-time welcome bonus. Chase has extended the Pay Yourself Back feature and added Peloton benefits to the Sapphire cards. There are just two days left to apply for the elevated offer on American Express® Business Gold Card . Read Insider's guide to the best rewards credit cards for more top picks. The month of April has started off strong with more elevated credit card offers and promotions , plus new bonus categories that can make pandemic life a little more rewarding. If you're thinking of applying for a new credit card , now is a great time to take advantage of a limited-time bonus. Capital One has brought back the popular elevated offer on the Capital One Venture Rewards Credit Card for a limited time: Capital One Venture Rewards Credit Card . 100,000 Venture miles are worth $1,000 when you redeem them toward travel purchases charged to your card, and potentially more when you transfer miles to Capital One airline and hotel partners .