Greeting for viewers {Home Lending Video Newsletter with Martin Sanchez and Rulon Washington} (Martin Sanchez, Executive Director, Home Lending Customer Growth Segments) • Hi everyone! • My name is Martin Sanchez and I’m here with my colleague Rulon Washington. • For so many people, finding a place to call home has come to feel like an unachievable dream. • At Wells Fargo, we focus on housing affordability to spotlight all the ways we are committed to doing our part to provide solutions to increase homeownership across the country. • And we believe affordable housing is a key pillar to homeownership and achieving the American Dream. It's a pathway to financial success for our customers, and a source of stability in our communities. • By tackling the housing problem from all angles, with innovative ideas and actions, Wells Fargo is working to make room for everybody. (Rulon Washington, Executive Director, Home Lending Customer Growth Segments) • And we are doing so by offering flexible financing options for buyers. • Additionally, Wells Fargo continues to recognize the importance of access to affordable homes. Our goal is to focus our philanthropic efforts on increasing the supply of affordable housing and expanding homeownership opportunities. • We will continue to focus on how we can create a simple, more efficient experience for new customers. And ultimately, help them achieve their dream of homeownership. • We would like to take a quick moment today to talk about the new homeownership opportunities and resources that are a part of our community commitment this year. We are building on our longstanding commitments to supporting homeownership to extend grants to more people facing affordability barriers by focusing the Homebuyer Access® grant, which offers $10,000 in downpayment assistance, to serve areas with higher concentrations of low-to-moderate income (LMI) borrowers. • We are also announcing the expansion of the Dream. Plan. Home. ® closing cost credit program. The closing cost credit program provides up to $5,000 to make it easier for low- and moderate-income families to purchase a home. The credit will be available in an additional 11 new metropolitan areas including two new counties in Atlanta and Houston metropolitan areas. Keep in mind that Terms do apply. • I strongly encourage all of you to learn more about these two programs and the available locations. Please visit us to learn more at wellsfargo.com/mortgageeducation. Closing (Martin Sanchez) • Thanks, Rulon. And as you know first time homebuyers are eager to become homeowners and purchase a home that fits their needs. • Expanding the availability of these mortgage programs is another key component of Wells Fargo’s efforts to help drive neighborhood stability for all communities. • Thank you for being a valued part of the community and especially for your commitment to opening the doors to homeownership to all Americans across the country. • We encourage you to engage throughout this channel – let us know what’s on your mind and how we can continue to help you be successful. • And of course, we’d appreciate your feedback and input as we work to develop future news content. Please email us at CommunityOutreach@wellsfargo.com to share your thoughts. • Stay tuned for more information about these upcoming opportunities. • And of course, we look forward to hearing from you and being back in touch with you soon. Take care.

 155      1